tag:blogger.com,1999:blog-8345069859964317097.post5112534902133164972..comments2024-01-04T18:56:47.125+08:00Comments on Financial Freedom: The Little Steps You Take and the Decisions You MakeUnknownnoreply@blogger.comBlogger5125tag:blogger.com,1999:blog-8345069859964317097.post-31037482473359534182010-08-01T22:22:40.962+08:002010-08-01T22:22:40.962+08:00Yep. Your choice of what and where to study is one...Yep. Your choice of what and where to study is one of those little decisions that has tremendous impact on the future of your life.<br /><br />At the same time, there are those small little decisions which could have made one become a millionaire now. Those are the missed opportunities that are most painful I guess.financialfreedomhttp://sgfinancialfreedom.blogspot.comnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-80710824469627654302010-08-01T21:03:54.360+08:002010-08-01T21:03:54.360+08:00this post come at the right time. i'm actually...this post come at the right time. i'm actually having a difficult time moving forward in terms of career.<br /><br />more on my background, i am a computer science graduate. only come to realized working is that comp eng esp the high income jobs in the banking industry are in the hands of the india indian, which is of no wonder since they're way better.<br /><br />looking into further study, i'm in a dilemma since the course financial engineering did not exactly have a lot of position in sg. looking into other course does not allow me to diversify into other industry. its such ironical sg providing courses but in the end one can't find job when graduate.<br /><br />looking into oversea study is really a burden for normal citizens. actually further study in singapore can also be quite costly. it can easily set u back by 30-40k on top of studying loan for degree.Snam Profilehttps://www.blogger.com/profile/14122648453481277837noreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-41404526858017438462010-08-01T09:22:28.017+08:002010-08-01T09:22:28.017+08:00Hi FF,
I had difficulty sleeping last night too. ...Hi FF,<br /><br />I had difficulty sleeping last night too. Mind too active. This was the last paragraph in what I posted earlier last evening:<br /><br /><i>If we keep doing the same things the same way, things will never change. So, what do we do? Make plans to change the way things are done or make plans to do different things. I know we might not have a choice sometimes but if we have a choice, we should remember that we have only one life to live and we owe it to ourselves to live it well.</i><br /><br /><a href="http://singaporeanstocksinvestor.blogspot.com/2010/07/tea-with-ak71-pillarised.html" rel="nofollow">Tea with AK71: Pillarised.</a><br /><br />Look on the bright side. At least you did not "pillarise" your car like I did! ;pAK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-57690975562492006572010-08-01T08:55:43.396+08:002010-08-01T08:55:43.396+08:00Unless you go to overseas uni on scholarship or yo...Unless you go to overseas uni on scholarship or you have Bank of Papa or Bank of Mama behind you; otherwise you should spare a thought for your parents' retirement fund.<br /><br />Unless you can add some form of eSelling of goods or services in your blog, you can't make serious money out of it. <br /><br />It is not moneywise to wait for visitors to click your ads. BTW, too much clicking by too "helpful" visitors may also land you into trouble with Adsense.Createwealth8888https://www.blogger.com/profile/08563834016250153049noreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-5807844546056715812010-08-01T08:40:35.499+08:002010-08-01T08:40:35.499+08:00Hi FF,
Perceptions will always persist, but it...Hi FF,<br /><br />Perceptions will always persist, but it's our job to ignore them. Trying to fit other people's image will make you very miserable. This is coming from a pure 100% local grad who is proud to be a local grad in every sense of the word. Yes, both my Bachelors and Masters were from local universities and there's nothing "wrong" with not being an overseas grad. In fact, I think if I had gone overseas (e.g. Aussie) I may end up being a lot more sloshed ("drunk") than I am now!<br /><br />Small steps do indeed pave the way for big things. Think positively - these small steps are what made you aware of financial freedom and you are now pursuing it. Just like when I reviewed my net worth and realized that it was the small steps taken over 5 years which had resulted in my growing my net worth, and not any 1 significant event. That should be encouragement enough for you.....<br /><br />Blogging is supposed to be an intellectual pursuit and a personal hobby, so I'd advise you not to think too much in terms of income, otherwise trust me you'd feel miserable! I earned only $500 in 3 years of blogging, but I'm not complaining. Blogging has allowed me to crystallize my thoughts and articulate my views - it's a kind of liberation.<br /><br />As for missed opportunities, I used to be like you - always wondering "what if"? You'll seriously drive yourself nuts if you carry on - no kidding and I don't mince words. Life must be lived forwards and if you have any "regrets", learn from the mistakes and avoid repeating them. Not much use trying to turn back the clock to change things. In this respect, I would recommend a movie "The Butterfly Effect" about a guy who can go back in time to change his childhood, with devastating results! So it's not always as rosy as it seems....<br /><br />Cheers!Musicwhizhttps://www.blogger.com/profile/10950754156386935254noreply@blogger.com