tag:blogger.com,1999:blog-8345069859964317097.comments2024-01-04T18:56:47.125+08:00Financial FreedomUnknownnoreply@blogger.comBlogger2372125tag:blogger.com,1999:blog-8345069859964317097.post-63173287638292899492023-05-24T17:19:19.305+08:002023-05-24T17:19:19.305+08:00Must work hardMust work hardAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-42661448512198888132023-02-24T14:51:10.212+08:002023-02-24T14:51:10.212+08:00A financial plan for retirement is a comprehensive...A financial plan for retirement is a comprehensive plan that outlines the steps you need to take to ensure that you have enough financial resources to live comfortably during your retirement years. The plan should consider your current financial situation, your retirement goals, and your expected retirement income and expenses. It should also take into account any potential changes in your financial circumstances, such as changes in your income, expenses, or investment portfolio. For more information please visit our website "Next Level Planning."Nextlevel planninghttps://www.blogger.com/profile/11129045394169988691noreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-17716342822605192982023-01-31T09:27:36.193+08:002023-01-31T09:27:36.193+08:00Use Credit Bureau to check credit rating of civil ...Use Credit Bureau to check credit rating of civil servantsAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-57294155686728253072023-01-21T16:11:59.802+08:002023-01-21T16:11:59.802+08:00In Singapore, civil servants are paid competitive ...In Singapore, civil servants are paid competitive salaries to attract and retain talented individuals in the public service. The salaries are determined by the Public Service Division and are based on a number of factors, including qualifications, experience, and job performance. They are also benchmarked against the private sector to ensure that they remain competitive. Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-74774696434514162952022-11-03T21:35:47.029+08:002022-11-03T21:35:47.029+08:00Police officer have this:
The INVEST Scheme is a ...Police officer have this:<br /><br />The INVEST Scheme is a scheme for uniformed officers under the Ministry of Home Affairs (MHA). It was established to help officers transit into their second career as they have an earlier retirement age of 55 as compared to the rest of the Civil Service at 62, and also compared to the Civil Service’s re-employment age of 67.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-11351675570777255862022-11-03T21:32:27.049+08:002022-11-03T21:32:27.049+08:00MHA officers deserving of the pay raise.MHA officers deserving of the pay raise.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-64274840203423515982022-11-03T18:40:54.474+08:002022-11-03T18:40:54.474+08:00Truss will probably go down in history as worst UK...Truss will probably go down in history as worst UK PM. Amount of damage done in the number of days in office. DMG per day Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-86739312607881965652022-11-03T18:38:19.092+08:002022-11-03T18:38:19.092+08:00Many Teslas seen around the roads in Singapore now...Many Teslas seen around the roads in Singapore nowadays.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-59881594625875239362022-11-03T18:32:03.820+08:002022-11-03T18:32:03.820+08:00Increase is timely since civil service also increa...Increase is timely since civil service also increasedAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-67573830665814983372022-11-03T14:00:47.129+08:002022-11-03T14:00:47.129+08:00Trust Bank on Tuesday (1 November) raised its base...Trust Bank on Tuesday (1 November) raised its base interest rate to 1.5 per cent per annum for its savings account.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-55283567245578588582022-11-03T13:58:25.006+08:002022-11-03T13:58:25.006+08:00Mr Christopher Gee, head of the governance and eco...Mr Christopher Gee, head of the governance and economy department at the Institute of Policy Studies, said that the business model of a retail bank is to take in deposits, usually from depositors, for a period of one to 12 months, though the durations can sometimes be longer.<br /><br />The banks then take these deposits and lend the money to borrowers, such as home buyers for their mortgages or businesses for investments.<br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-32159809613625464902022-10-21T09:03:57.348+08:002022-10-21T09:03:57.348+08:00Financial embarrassment
19.—(1) An employee who i...Financial embarrassment<br />19.—(1) An employee who is financially embarrassed or who makes a false declaration of non-indebtedness renders himself liable to disciplinary proceedings which may lead to his dismissal from the service of the Board.<br />(2) An employee shall be deemed to be financially embarrassed if —<br />(a) he is an undischarged bankrupt;<br />(b) he signs a promissory note or an acknowledgment of indebtedness in contravention of rule 18(3); or<br />(c) at any time the total of his unsecured debts and liabilities exceeds 3 months’ emoluments.<br />(3) An employee who is reported to be a judgment debtor by the Official Assignee or the Registrar of the Supreme Court or the Subordinate Courts shall be deemed to be financially embarrassed.<br />(4) The Head of Department shall ensure that every employee employed in his department makes a declaration on the requisite form as to whether or not he is free from financial embarrassment, on the following occasions:<br />(a) on his first appointment to the service of the Board;<br />(b) before he is emplaced on the permanent establishment; and<br />(c) annually on 1st July for the preceding one-year period, and that declaration shall be completed within the first 3 weeks of that month,<br />and filed in the employee’s personal file.<br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-67535844739069790552022-05-18T13:42:23.691+08:002022-05-18T13:42:23.691+08:00ThanksThanksJonny Judgehttps://www.blogger.com/profile/04480760369738239176noreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-15021839339886113162021-10-26T14:06:32.433+08:002021-10-26T14:06:32.433+08:00Amazing. I found another useful blog too. Have a l...Amazing. I found another useful blog too. Have a look.<br />https://financial-freedom-fire.blogspot.com/Jorl Tanhttps://www.blogger.com/profile/13935371519710750399noreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-16172523211474324222020-12-12T14:21:45.323+08:002020-12-12T14:21:45.323+08:00Types of loans allowed
Public officers are specifi...Types of loans allowed<br />Public officers are specifically limited to loans from three categories:<br /> A. Secured loans and credit facilities e.g. housing and car loans <br /> B. Special category of unsecured loans and credit facilities <br />e.g. education-related loans, renovation loans, loans from co-operatives<br /> C. Unsecured loans, credit facilities and liabilities capped at 3 times monthly salary e.g. lines of<br />credit, credit card facilities. Officers are not allowed to borrow from licensed moneylenders.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-63925699341400881112020-04-19T12:47:39.638+08:002020-04-19T12:47:39.638+08:00So if a civil servant wnts to take up margin loan ...So if a civil servant wnts to take up margin loan with his online broker, using his equities as collateral. It is a secured loan, but if it exceed 3mnth gross, it's still considered not allowed ?genehttps://www.blogger.com/profile/10023216212243009466noreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-13185044317828379022019-12-11T17:46:51.065+08:002019-12-11T17:46:51.065+08:00Now its end of 2019, 2.5 yrs after my last comment...Now its end of 2019, 2.5 yrs after my last comment.. lol. I purchased some time in 2010 so its been 9.5 yrs. aia technology as reached a new high and i am and yes i am still ahead of the projection. Is this a bad plan? I can definitely say no. Because with $100 a month, i am getting 300%+ when i reach 60 for retirement. Can you do this with fixed deposit? No savings account? Lol no way. If you do a savings plan, plan it with a reason. This plan is definitely to roll for your later years and the profits can scare you. <br /><br />My current value is more than 10k already, and i have break even long ago. Do your free fund switch. Not sure how and need recommendation for funds text me 81387820zizihttps://www.blogger.com/profile/00501339910032017930noreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-79808590815176496492019-10-08T22:53:45.530+08:002019-10-08T22:53:45.530+08:00Welcome back!
Back with more wisdom and insight!Welcome back!<br /><br />Back with more wisdom and insight!Createwealth8888https://www.blogger.com/profile/08563834016250153049noreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-51100242785286907532019-10-07T21:51:42.483+08:002019-10-07T21:51:42.483+08:00Against the backdrop of a weaker economic outlook,...Against the backdrop of a weaker economic outlook, Singapore’s biggest employer, the civil service, will give its employees a mid-year annual variable component (AVC) of 0.45 month’s pay in July. This will be given out together with a lump-sum payment of S$200, the Public Service Division (PSD) said on Thursday (June 13).<br />Read more at https://www.todayonline.com/singapore/civil-servants-get-mid-year-bonus-045-month-lower-last-two-yearsAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-90045275146538320842018-09-30T21:11:29.381+08:002018-09-30T21:11:29.381+08:00Learned value investing in Singapore back in 2014....Learned value investing in Singapore back in 2014. Quite beneficial for me personally.<br />Encourage more to get educated in value investing.<br /><br /><br /><a href="https://valueinvestingsingapore.sg" rel="nofollow">Value Investing Singapore</a>Value Investorhttps://valueinvestingsingapore.sgnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-38048190815316153982018-09-06T14:20:18.668+08:002018-09-06T14:20:18.668+08:00I enjoyed reading it.I like the quality of your bl...I enjoyed reading it.I like the quality of your blog. We offer latest updates for Singapore Stock Market, Those who wants to be up to date <a href="http://www.epicresearch.sg/" rel="nofollow">stock recommendation singapore</a>. You can follow our blog for the best results in stock picks Singapore.<br />SGX Stock Pickshttp://www.epicresearch.sg/noreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-18110428409695202272018-06-28T14:00:18.747+08:002018-06-28T14:00:18.747+08:00Thanks to share this valuable information with us,...Thanks to share this valuable information with us, through this blog one can understand all aspects related to finance plans before retirement and also learn about the potential future events and their consequences. Anonymoushttps://www.blogger.com/profile/09616828075979262903noreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-41169008155467694672018-05-24T15:06:45.194+08:002018-05-24T15:06:45.194+08:00“ Investors must keep in mind that there’s a diffe...“ Investors must keep in mind that there’s a difference between a good company and a good stock. After all, you can buy a good car but pay too much for it .”<a title="Free Intraday Tips " href="http://www.capitalstars.com/share-market-company/" rel="nofollow"><br />Free Intraday Tips </a><br />Clara Mellorhttps://www.blogger.com/profile/18033585937274559662noreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-74558830858387050602018-03-26T22:08:59.864+08:002018-03-26T22:08:59.864+08:00From Ministry of Finance website:
We offer more t...From Ministry of Finance website:<br /><br />We offer more than $3,000 to fresh university graduates with a good honours degree.<br /><br /> <br />Management Executive Scheme (MXS)<br />Qualification: Degree and above <br />Salary Range: $2,720 - $4,350<br /><br /> <br />Management Support Officer (MSO)<br />Qualification: Diploma<br />Salary Range: $1,780 - $2,450Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8345069859964317097.post-82361853401000857352018-03-23T21:55:49.609+08:002018-03-23T21:55:49.609+08:00Nov 2017 -
Civil servants to get year-end AVC o...Nov 2017 - <br /><br />Civil servants to get year-end AVC of 1 month. Lower-wage civil servants to get minimum year-end AVC of $1,800. Together with the mid-year AVC of 0.5 month in July 2017, civil servants will receive a full-year AVC of 1.5 month in 2017.Anonymousnoreply@blogger.com