Unlock Exclusive Deals and Savings: Join Amazon Prime Today!

Amazon is celebrating Prime members with a multitude of deals during Prime Day. The event will offer more deals than ever before, with new deals dropping every 30 minutes during select periods. The deals cover various categories such as beauty, fashion, electronics, toys, and more. Some notable deals include savings on products from Betty Buzz by Blake Lively, D’Amelio Footwear, Dyson, Barbiecore items, and celebrity favorites like KNOW Beauty by Vanessa Hudgens and Chamberlain Coffee by Emma Chamberlain.

Prime members can also shop for summer essentials exclusive to Amazon, including select kids’ bathing suits from Simple Joys by Carter’s and men’s tech shorts from Amazon Essentials starting at $10. Additionally, there will be significant discounts on select items from Sun Bum, Bose, and essie.

Furthermore, there will be early deals for back-to-school and college items, such as up to 60% off Gap apparel, up to 75% off select Amazon devices, and discounts on products from brands like Frigidaire, Crayola, and Champion.

Prime Day starts on July 11 at 3 a.m. EDT and lasts for 48 hours. Prime members can preview a selection of deals and save them to their watchlists. They can also filter their searches to discover products from small businesses using the Small Business Search filter. Prime members can access millions of deals across various categories, including exclusive bundles and items from top brands like Dyson, Theragun, and Frigidaire.

Apart from shopping on Amazon, Prime members can explore additional ways to shop and earn more. They can use the Buy with Prime feature to shop deals on participating brands' websites with the same benefits as shopping on Amazon. They can also support small businesses and find Climate Pledge Friendly deals. Amazon provides a personalized shopping experience with categories based on customers' interests, and there are also exclusive deals from celebrities and influencers. Prime members with Prime Visa cards can earn cashback rewards on Prime Day and throughout the year.

Overall, Prime Day offers Prime members the opportunity to access exclusive deals, save on a wide range of products, and enjoy a personalized shopping experience.


June 2023 Passive Income

Wanted to compile passive income for the quarter but realised it might be difficult so doing for June 2023 instead. 

1. $163
2. $5
3. $37
4. $51
5. $2970
6. $19 (DBS multiplier)

Total = $3245

Rough estimate only as I am rounding  and might have missed some other items. 

I was surprised at DBS Multiplier Account since I set it up a few years back and haven't really been paying attention to it. I am also not making any effort to keep track of the categories that I need to fulfill in order to get the highest interest rates. Besides, the amount I have within is not significant.

The reason I am recording this down is because I realised that I have gotten a little haphazard in my finances and goals with little record-keeping and not even being certain whether I will be meeting my retirement goals. Time to record it more diligently so that I have a good record of my passive income and when I might possibly retire. :)

To obtain a $100  monthly passive income, I probably need $24,000 invested in an instrument that gives 5% yield. That means that $240,000 will yield $1000 per month and $2.4million (!!!) will yield a healthy $10,000 per month.

Looking back at my old goals, I was probably too naive that my expenses will remain the same. The family has grown and the cost of living has also gone up significantly. So whatever passive income goals that I have set now appears to have shifted even further away. But I was inspired afterbreading ASSI blog recently and realised that he is still blogging and has retired. Considering that we started blogging around the same time, it means he has stuck to his plans while I have failed in mine. 







Indulging in Opulence: Exploring the World of Gourmet Delicacies and Luxury

In a world where culinary experiences have become a form of art, gourmet delicacies and luxury go hand in hand. From exquisite ingredients to meticulous preparation, the realm of high-end gastronomy offers a journey of unparalleled indulgence. In this article, we delve into the captivating world of gourmet delicacies, exploring the opulent ingredients, lavish dining experiences, and the pursuit of culinary perfection that define luxury gastronomy.

The Quest for Exquisite Ingredients: Gourmet delicacies are distinguished by their use of rare, premium, and often expensive ingredients. From truffles harvested in the forests of Europe to saffron hand-picked from delicate crocus flowers, these exceptional ingredients are sought after for their unique flavors and aromas. We explore the meticulous cultivation, harvesting, and sourcing processes that contribute to the exclusivity of these ingredients.

Fine Dining at Its Finest: Luxury gastronomy is not just about the ingredients but also the entire dining experience. Michelin-starred restaurants and world-renowned chefs craft exceptional culinary journeys, where creativity meets sophistication. From immaculate table settings to impeccable service, we delve into the elements that transform a meal into a multisensory experience, combining culinary artistry with a touch of extravagance.

Decadent Delights: Gourmet delicacies extend beyond main courses to encompass desserts, sweets, and confections that epitomize luxury. Delve into the world of artisanal chocolates, intricately designed pastries, and decadent desserts that are meticulously crafted by master chocolatiers and pastry chefs. We explore the use of premium ingredients, innovative techniques, and artistic presentation that elevate these treats to works of edible art.

The Art of Food Pairing: Luxury gastronomy extends beyond individual dishes to the art of pairing food and beverages. From perfectly matched wine pairings to artisanal cocktails crafted to complement specific flavors, we explore the intricate balance and harmony achieved through thoughtful combinations. Sommeliers and mixologists take center stage, guiding diners through a symphony of flavors that elevate the dining experience to new heights.

Epicurean Adventures Around the Globe: Luxury gastronomy knows no boundaries, with epicurean adventures awaiting those willing to explore. We take a virtual journey around the globe, discovering iconic food destinations such as Paris, Tokyo, and Barcelona. From exclusive culinary tours to immersive cooking classes, we uncover the opportunities for culinary enthusiasts to delve into the secrets of renowned cuisines and engage with celebrated chefs.

Conclusion: Gourmet delicacies and luxury gastronomy offer a tantalizing fusion of indulgence, craftsmanship, and culinary artistry. From rare ingredients to meticulously curated dining experiences, the world of high-end gastronomy provides a portal into a world of opulence and sensory pleasure. Whether you are savoring a delicate truffle dish or enjoying a perfectly paired wine, these experiences remind us of the exquisite possibilities that arise when passion, creativity, and luxury converge on the plate. So, embark on a journey of decadence, and let your taste buds explore the symphony of flavors that define the pinnacle of gourmet delicacies and luxury gastronomy.

From Compassion to Change: Exploring the Rich History of Philanthropy and Its Lesser-Known Notable Examples

Philanthropy, the act of giving back to society, has been an integral part of human history for centuries. It embodies the spirit of compassion, generosity, and the desire to make a positive impact on the world. In this article, we delve into the fascinating history of philanthropy, exploring its origins and evolution, while shining a light on some lesser-known but remarkable examples of philanthropic endeavors that have made a significant difference in the lives of many.

Ancient Roots of Giving: Philanthropy finds its roots in ancient civilizations, where acts of giving and charity were deeply ingrained in cultural and religious traditions. Examples include the practice of almsgiving in Buddhism, the concept of tithing in various religions, and the establishment of educational institutions and libraries by ancient Greek and Roman philosophers.

Renaissance Patronage: During the Renaissance, wealthy individuals and families embraced the concept of patronage, providing financial support to artists, scholars, and scientists. Prominent patrons such as the Medici family in Florence played a crucial role in fostering cultural and intellectual growth during this transformative period.

Carnegie's Philanthropic Legacy: Andrew Carnegie, one of history's most renowned philanthropists, set a new standard for giving in the late 19th and early 20th centuries. His wealth amassed from the steel industry enabled him to fund numerous libraries, educational institutions, and foundations, leaving a lasting impact on education and literacy.

Unsung Heroes of Philanthropy: While well-known philanthropists often dominate the headlines, there are countless lesser-known individuals who have made remarkable contributions to society. One such example is Julius Rosenwald, a businessman who partnered with Booker T. Washington to build schools for African American children in the early 20th century. Their collaboration resulted in the establishment of thousands of schools across the United States.

Impactful Foundations: Several foundations have made significant strides in addressing global challenges. The Bill and Melinda Gates Foundation, established by the tech mogul and his wife, focuses on areas such as global health, education, and poverty alleviation. The Rockefeller Foundation, founded by the Rockefeller family, has played a pivotal role in public health initiatives, environmental conservation, and social justice.

Social Entrepreneurship: In recent years, social entrepreneurship has emerged as a powerful force for change. Individuals and organizations combine business acumen with a mission to address social and environmental issues. Muhammad Yunus, the founder of Grameen Bank, pioneered microfinance, providing financial services to the economically disadvantaged and empowering communities worldwide.

Conclusion: Philanthropy has a rich and storied history, reflecting the innate desire of individuals to make a positive difference in the world. While well-known philanthropists have left indelible marks, it is equally important to recognize the often-overlooked individuals and initiatives that have quietly transformed lives and communities. The history of philanthropy is a testament to the boundless capacity for compassion and generosity within humanity. As we celebrate the notable examples and unsung heroes, let us be inspired to contribute to the betterment of society and create a legacy of compassion and positive change.

The Allure of High-End Fashion and Accessories: Unveiling Luxury's Finest

In the world of fashion, high-end luxury brands hold a special place. From elegant couture garments to exquisite accessories, these coveted pieces epitomize craftsmanship, exclusivity, and the ultimate in style. In this article, we explore the captivating world of high-end fashion and accessories, delving into the allure, craftsmanship, and the influence these luxury brands hold in the fashion industry.

A Symbol of Prestige and Status: High-end fashion and accessories have always been synonymous with prestige and status. Luxury brands like Chanel, Gucci, and Louis Vuitton are not just names; they represent a lifestyle and serve as a marker of wealth and success. Owning a piece from these brands becomes a statement in itself.

Craftsmanship and Attention to Detail: What sets high-end fashion and accessories apart is the exceptional level of craftsmanship and attention to detail. Each piece is meticulously created by skilled artisans who dedicate countless hours to perfecting their craft. From hand-stitched seams to intricate embellishments, the quality and precision are unparalleled.

Exclusive and Limited Editions: Luxury brands often release limited edition collections, making their products even more coveted. These exclusive pieces are highly sought after by fashion connoisseurs and collectors alike. Limited availability adds to their allure and ensures that owning such items is a privilege reserved for a select few.

Timeless and Iconic Designs: High-end fashion and accessories transcend trends and stand the test of time. Iconic designs like the Herm├Ęs Birkin bag, the Cartier Love bracelet, or the Christian Louboutin red-soled shoes have become timeless symbols of elegance and sophistication. Investing in these classic pieces is seen as a wise choice that retains value over time.

Personalization and Customization: Luxury brands understand the desire for individuality and offer personalized and customized options. From monogrammed initials on handbags to made-to-measure clothing, customers can create unique pieces tailored to their preferences. This level of customization adds a personal touch and elevates the luxury experience.

Influence on Fashion and Trends: High-end fashion and accessories play a pivotal role in shaping fashion trends and influencing the broader industry. Fashion houses dictate the styles, colors, and silhouettes that filter down to the mainstream market. Runway shows, brand collaborations, and celebrity endorsements further propel these luxury brands into the spotlight.

Conclusion: High-end fashion and accessories capture our imagination with their exquisite designs, unparalleled craftsmanship, and status-defining allure. From iconic handbags and statement shoes to meticulously tailored clothing, luxury brands continue to shape the fashion landscape. The world of high-end fashion offers a glimpse into a realm where creativity, exclusivity, and exceptional quality converge. Whether seen as an investment, a personal indulgence, or a symbol of status, these luxury pieces continue to captivate fashion enthusiasts and define elegance for generations to come.

Unveiling the Lavish Lifestyle: Exploring How the Wealthy Spend Their Fortunes

In a world of opulence and extravagance, the wealthy elite have the means to indulge in a lifestyle that most can only dream of. From luxurious mansions and private jets to rare art collections and extravagant experiences, their spending habits reflect their immense wealth. In this article, we delve into the fascinating world of the rich and explore what they choose to spend their money on.

1. Exquisite Properties: The rich have a penchant for acquiring extraordinary properties that serve as a symbol of their status and success. From lavish penthouses in vibrant cities to sprawling estates in picturesque locations, their homes are grandiose and meticulously designed to exude luxury.

2. High-End Fashion and Accessories: Fashion plays a significant role in the lives of the wealthy. They invest heavily in designer clothing, accessories, and jewelry from renowned brands. From exclusive designer labels to bespoke tailoring, they strive to make a statement through their attire.

3. Luxury Vehicles and Collectible Cars: For the affluent, automobiles are more than just a means of transportation; they are a reflection of their wealth and taste. Luxury cars, sports cars, and vintage collectibles fill their garages, showcasing their love for high-performance vehicles.

4. Fine Dining and Epicurean Delights: Fine dining experiences are a staple for the rich and affluent. They seek out Michelin-starred restaurants, private chefs, and unique culinary experiences that tantalize their taste buds. Rare wines, gourmet delicacies, and extravagant parties are part of their extravagant lifestyle.

5. Travel and Exotic Destinations: The wealthy jet-setters spare no expense when it comes to travel. They embark on lavish vacations to exotic destinations, staying at luxurious resorts, chartering yachts, and indulging in once-in-a-lifetime experiences that are beyond the reach of the average traveler.

6. Philanthropy and Giving Back: Many wealthy individuals are passionate about making a difference in society. They donate significant sums to charitable causes, establish foundations, and support social initiatives that align with their values. Giving back is a way for them to leave a lasting impact and create positive change.

The lifestyles of the rich and wealthy are marked by their ability to turn dreams into reality through their extravagant spending. From properties and fashion to fine dining and travel, their choices reflect their desire for exclusivity, luxury, and experiences beyond imagination. However, it's worth noting that not all wealthy individuals follow the same spending patterns, and many prioritize philanthropy and making a difference in the world. Ultimately, the ways in which the rich spend their money provide insight into their values, aspirations, and the limitless possibilities that come with immense wealth.

The Pursuit of the Top 1%: Income Goals Across Different Age Ranges

The income required to be in the top 1% earners can vary based on factors such as location, industry, and economic conditions. However, here is a general overview of the approximate income thresholds needed to be considered in the top 1% in various age ranges in the United States, based on data from the Internal Revenue Service (IRS) and other sources:

1. Age 25-34: To be in the top 1% of earners in this age group, you would need to earn around $260,000 or more annually.

2. Age 35-44: In this age range, the income threshold for the top 1% increases to approximately $480,000 or higher per year.

3. Age 45-54: To be in the top 1% of earners in this age bracket, you would typically need to earn around $650,000 or more annually.

4. Age 55-64: In this age group, the income required to be in the top 1% is around $860,000 or higher per year.

5. Age 65 and above: To be in the top 1% of earners in this age range, you would typically need to earn approximately $760,000 or more annually.

It's important to note that these figures are approximate and can vary based on individual circumstances and fluctuations in income distribution patterns. Additionally, these numbers are based on US data and may differ for other countries.


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Unlock Exclusive Deals and Savings: Join Amazon Prime Today!

Amazon is celebrating Prime members with a multitude of deals during Prime Day. The event will offer more deals than ever before, with new d...