Poor People

Some time ago, I wrote about the poor people around us and also some reflection on helping the poor. This message struck  me again even as I was out having dinner today.

After dinner, while I was walking around, I saw a middle-aged man staring intently into a rubbish bin.  At first, I thought he was just rummaging through to look for empty cans which old people often collect to sell for money.  But to my horror, I saw him staring at a plastic plate which had some food left over in it.

He then proceeded to eat the leftovers from the bin.  I was quite shock and taken aback that I was actually witnessing such a scene in front of me.  At the same time, I did not know what to make out of it as he was holding a cigarette in the other hand even as he was eating out of the bin.

Just a few seconds.  But it left a lasting impression on me and will probably haunt me.  I have always known that there are poor people but to witness such a sight is quite heart breaking.  And that is to know that I frequently waste so much food myself while there are actually people who are hungry enough to eat out of the rubbish bin.

How to Pronounce REIT

I realised to my horror that I have been pronouncing "REIT" (the acronym for real estate investment trust) or "REITs" wrongly.  For the longest time, I have been pronouncing it such that it rhymes almost with "red" except with a slight "t" sound at the end.

After watching some videos online, I think the correct way pronunciation is actually something that rhymes with "sweet" or "beet".

Hopefully, I will be able to change the way I pronounce it from henceforth.

Warren Buffet MBA Talk

Warren Buffet gives a talk.  Worth watching.  Leave a comment and tell me what you have learnt.

Thoughts of a Blogger

So I have been a "blogger" for a few years now.  And I must say that my foray into blogging was purely incidental.  And since the new year is here, I reflected on what I have been blogging about for the past few years and also how I would like to see things going forward.

The weirdest part about being a blogger is that people are actually viewing my thoughts. 200,000 over pageviews since I first started this blog.  That is quite a feat considering that the first few months of my blog, I was only getting 1 to 2 visitors per week!  So to know that there are actually so many people reading this makes me "frightened" at times.  I hope that they do not take me too seriously even though my posts often sound serious =)

Another striking thing that occured to me is the amount of email that I have to deal with.  I get lots of requests for link exchanges, personal finance queries, advertising queries, guest posts requests, etc.  It doesn't help that I do not check my email that frequently.  Not to forget all the spam that comes in.  It means that sometimes, I do not have the time to respond to emails or reply to queries which sometimes get lost in the hundreds of email.  So I apologise if I have missed out your email pertaining to some request.  For link exchanges, please look at my stated policy under the FAQs.  So do read them first before emailing me.  Leaving a comment is a good way for me to remember to respond though I sometimes have little time to respond to comments too.  A million apologies again.

I am also disgusted by the lack of quality in my writing.  If you know how much time I actually spend on writing and vetting my own work, you will probably forgive me.

Well, the most funny thing is that even though this is a personal finance blog (well, sort of), the greatest number of hits are actually on my non-investment related posts like Best Breakfast Places in Singapore. It sometimes makes me wonder whether I should be blogging about something else instead.

For 2012, I hope that I will be able to set aside more time to engage with readers.  To really have a conversation on this blog.; to build up each other's knowledge and financial know-how.  And to share with one another the ups and downs of life.  By now, I hope you have gotten a slight glimpse and insight into my thoughts.

Start of a New Year

So it is the start of a new year.  And I haven't had much time to do any reflection on 2011.  There are lots of things that I want to accomplish.  At the same time, I know that there are just too many distractions in life.  Will this year be significantly different from last year?  Or will it be the same?  Why don't you tell me what you think?

Warren Buffet Advice - Best Hedge Against Inflation

Bought More Silver

After writing about buying silver in Singapore, I am amazed that there are also some other people who are interested in buying silver whether it is for collection/hedging/investing purposes.  Anyway, I also received some of the silver coins that I bought.  Just bought a really small quantity as I am mainly just trying to collect the different type of silver coins.

The coins I bought are from Golden State Mint and each coin weights 1/4 troy oz.

Here is a scan of it  =)