Certain that many people have read this article before but guess it is always good to re-visit this article. Tamworth-based writer and blogger Bronnie Ware shared from her experience as a palliative care nurse the various main life lessons from hours spent with the dying. These are the top 5 regrets and it is something worth reflecting upon.
I wish:
1. I'd had the courage to live a life true to myself, not the life others expected of me. This was the most common response.
2. I hadn't worked so hard. "They missed their children's youth and their partner's companionship. All of the men I nursed deeply regretted spending so much of their lives on the treadmill of a work existence.
3. I'd had the courage to express my feelings
4. I had stayed in touch with my friends
5. That I had let myself be happier.
You can see that the one regret people don't have is that they should have spent more time on their work or in office.
This blog is about financial freedom and serves to inform, educate and entertain the public on all personal finance matters. The author of this blog has been blogging for 5 over years. He was also a guest blogger at CPF's IMSavvy site (now AreYouReady site). This blog is visited by many unique readers from various countries every month. Do bookmark this blog and leave your comments.
Long Weekend
Wishing all Christian readers a most blessed Good Friday and Easter. Hope you all enjoy the long weekend and find rest. It has been a restful weekend thus far for me and I hope all readers find the same rest that I have been having.
Just lounging around and doing nothing much.
Just lounging around and doing nothing much.
Silver Bullion and Coin Collection
Have been slowly building up my coin collection of silver including a few bullion. As of today, I have the Canadian Maple Leaf, American Eagle, Austrian Philharmonic, Buffalo coins and some Scottsdale Silver bars. Many of them are mainly 1 troy oz and some of them are sealed in airtight containers.
The coins are nice to look at, but I seriously regretted using my bare hands to touch some of them as they now have a whittish tarnish on them which can't be removed.
The coins are nice to look at, but I seriously regretted using my bare hands to touch some of them as they now have a whittish tarnish on them which can't be removed.
Crossed the 250,000 Page Views
Not too long ago, I shared that this blog has crossed the 210,000 pageview mark. I am happy to say that this site has surprisingly and beyond my wildest expectations crossed the 250,000 page view milestone earlier this week. Thank you readers for your support, advice, comfort, jokes that you have shared with me along this journey. I cannot thank you enough for how you all have contribute to this site and to me personally in one way or another.
Hopefully, this site will remain relevant for all. It is challenging to generate content. Very difficult considering that I do not have much free time to sit down, think and write. Many of the posts are either written in the wee hours of the night when I would really love to be sleeping rather than writing, and also when my brain really stops functioning normally.
Hopefully, this site will remain relevant for all. It is challenging to generate content. Very difficult considering that I do not have much free time to sit down, think and write. Many of the posts are either written in the wee hours of the night when I would really love to be sleeping rather than writing, and also when my brain really stops functioning normally.
Just a sampling of some of the posts of this blog to get the newcomer started.
Real Estate Investment Trusts (REITs)
What are REITs?
Buy Property or Invest in REITs?
Why Invest in REITs?
Singapore REITs - History and Regulations
Income Investing - REITs
REITs trading below Net Asset Value
Commodities/Gold/Silver
Buy Silver in Singapore
Is Gold and Silver Still a Buy?
Insurance
Cheapest Insurance in Singapore?
Can You Trust Your Financial Planner?
Popular Reads
How Much to Give for Chinese Weddings
How Much to Give for Church Weddings
A Brutally Honest Post
Real Estate Investment Trusts (REITs)
What are REITs?
Buy Property or Invest in REITs?
Why Invest in REITs?
Singapore REITs - History and Regulations
Income Investing - REITs
REITs trading below Net Asset Value
Commodities/Gold/Silver
Buy Silver in Singapore
Is Gold and Silver Still a Buy?
Insurance
Cheapest Insurance in Singapore?
Can You Trust Your Financial Planner?
Popular Reads
How Much to Give for Chinese Weddings
How Much to Give for Church Weddings
A Brutally Honest Post
Dividends and Rights Issue
Being a very analytical sort of person, I cannot really understand why listed companies will have a rights issue while also declaring dividends at almost the same time. My simple mind tells me that rights issue is to access capital while issuing dividends is almost akin to giving away money. So why ask for more money when you are giving away money at the same time?
Anyone cares to explain? Speaking about Pacific Andes here.
Anyone cares to explain? Speaking about Pacific Andes here.
Don't Write When You Have Nothing To Write About
Well, that's the mentality I have been taking nowadays. I haven't felt a strong urge to write about anything and that perhaps explains the irregularity in posting any new articles. I don't feel like there is anything new in terms of knowledge that I can contribute at the moment, and so I stopped writing for a while.
In terms of investments, I haven't made any new investments just yet. I have been toying around with the idea of investing in CitySpring Infrastructure Trust or one of the industrial REITs but couldn't decide between the both and so am just sitting still right now and not doing anything. I know that is probably not a good thing to do since I tend to procrastinate for way too long and sometimes, it just seems so much better to act first and then analyse later.
Well, CitySpring Infrastructure Trust seems like a real safe and defensive bet considering that it owns infrastructure that are what I would call "recession proof". However, I think there was just a rights issue not too long back and I do have some concerns over its ability to grow its distribution. On the other hand, industrial REITs also provide an equivalent yield and might be likely to make yield accretive acquisitions. Of course, considering that the economic situation is still not that stable, there might be a likelihood that rental rates might drop. So that is another risk to consider. Not too mention that industrial REITs tenant base are also not as diverse as compared to a retail REIT ,etc.
In terms of investments, I haven't made any new investments just yet. I have been toying around with the idea of investing in CitySpring Infrastructure Trust or one of the industrial REITs but couldn't decide between the both and so am just sitting still right now and not doing anything. I know that is probably not a good thing to do since I tend to procrastinate for way too long and sometimes, it just seems so much better to act first and then analyse later.
Well, CitySpring Infrastructure Trust seems like a real safe and defensive bet considering that it owns infrastructure that are what I would call "recession proof". However, I think there was just a rights issue not too long back and I do have some concerns over its ability to grow its distribution. On the other hand, industrial REITs also provide an equivalent yield and might be likely to make yield accretive acquisitions. Of course, considering that the economic situation is still not that stable, there might be a likelihood that rental rates might drop. So that is another risk to consider. Not too mention that industrial REITs tenant base are also not as diverse as compared to a retail REIT ,etc.
Salary of Fresh Graduates
Survey results are out on the starting salary for fresh grads:
SMU
Leads the charts. Class of 2011 earns average of $3,388. Top 20 per cent of the cohort earned gross monthly salary of $5,039. Graduates from Information Systems Management earned an average of $3,637 per month.
Those with GPA 3.40 to 3.59 earned an average of $4,294 per month.
NUS
Law graduates earned average of $5,037. Medicine earned an average of $4,016
NTU
Computer engineering earned average of $3,577 while engineering grads earned $3,489 per month.
What do you think of the latest survey results?
SMU
Leads the charts. Class of 2011 earns average of $3,388. Top 20 per cent of the cohort earned gross monthly salary of $5,039. Graduates from Information Systems Management earned an average of $3,637 per month.
Those with GPA 3.40 to 3.59 earned an average of $4,294 per month.
NUS
Law graduates earned average of $5,037. Medicine earned an average of $4,016
NTU
Computer engineering earned average of $3,577 while engineering grads earned $3,489 per month.
What do you think of the latest survey results?
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