10 Things That Would Make Men Happier

Here is a list of 10 things that would make men happier. (Note: I ripped this off a magazine so do not ask me how accurate the data is. Only a few thousand were surveyed)

1. A Big House

2. A really romantic relationship

3. A luxury trip

4. Being smarter

5. A luxury car

6. A better sex life

7. A great body (Will the below suffice?)
8. A permanently clean home

9. Losing 10 pounds

10. Having a pretty personal assistant

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5 Things You Cannot Buy with $8.55 Million

So this young chap (should I still call him a chap?) from Michigan won the poker tournament. Cada is only 21 years old and he has already won a cool $8.55 Million dollars!

But wait a minute... before going off thinking that this chap will most probably be able to afford every single thing on planet earth, here are 5 things that he still will not be able to afford:

1. Patek Phillipe's Supercomplication ($11 Million)

Sorry dude. Think you can go shopping for a watch already? This watch alone will set you back by $11 million. You most probably need to go for another round of poker before you can afford it.

2. A House in Singapore (estimated $120 million)

Did we tell you that houses and property prices are soaring in Singapore. Want to live in one of those good class bungalows? How about the Arwaa Mansion? That will cost you a cool $120 million in Singapore dollars. Yep, you can convert your US currency to Sing dollars but it won't get you anywhere that figure.

3. Dragon's Chair ($27.8 Million)
Need a nice chair to play poker in. How about this dragon chair? This chair that was formerly owned by Yves Saint Laurent and costs a whopping $27.8 million. You will most probably need to find another chair to play poker in.

4. Wayne Rooney (>20 million pounds)

Step aside for Wayne Rooney. With a mere $8 over million in winnings, you cannot even afford the transfer fee which he commanded when he made the switch from Everton to Manchester United. That guy in the background? Anderson? Oops..18 million pounds...sorry dude..way out of your budget too. With the weakening USD, you most probably need to win another 3 more tournaments before you can afford to buy Anderson.

5. 1931 Bugatti Royale Kellner Coupe ($9.7 million)

So perhaps you think you will just settle for a really cool car.. but oops.. the winnings still won't get you near this car. This 1931 Bugatti is only one of six cars ever made. This example was sold way back in 1987 at the price tag of $9.7million and if you know what inflation is, you won't be able to get it at that price today.

So there you have it! Five items you cannot buy even if you win $8.55million.

If I had the time, I could probably bring the list to a whopping 100!

1001 Frugal Things to Do

Hi people,

I realised that a lot of people are really concerned about saving money and stuff. So I have scoured the internet and forums for a list of things that people do to be frugal and to save that extra bit of money. I don't do all these stuff listed here (okay, the list here does not run to 1000) but at least it gives you an idea of what others are doing to save money and how you can incorporate it into your very own spending habits. You will be amazed at some of the ideas suggested here!

1001 Ways to Save Money and Be Frugal

• Buying food that is about to spoil. Supermarkets offer steep discounts for food that is going to expire. They are not fresh but they are definitely safe for eating!

• Free entertainment and books at the library.

• Cook and Eat at home

• Eat at a friend's place

• Unplug devices in the house that you are not using

• Switch off all lights

• Keep thermostat down, use blankets to stay warm

• Dry 2 loads of clothes at once

• Set the dryer to 10 minutes shorter than usual

• Use the dryer with 2 dry towels. It seems to make the clothes dry faster.

• Use formula milk + vinegar for pancakes instead of buttermilk as stated in recipes

• Don't buy Starbucks

• Make your own coffee and carry it around in a travel mug

• Drink nothing but water the whole day

• Stock up on items that are on sale.

• Hang up clothes to dry instead of using the dryer

• Switch off the aircon in the car

• Don't bring money out with you.

• Eat left overs for your next meal

• Exercise to keep warm (for those in cold countries)

• Use Skype instead of phoning for long distance calls

• Cancel channels that you are not watching on cable TV

• Use the microwave to warm up a cup of water instead of boiling an entire kettle full

• Carpooling

• Shop at the dollar store or those 1.99 shops

• Buy petrol that is cheaper

• check whether your company offers discounted rates for your mobile phone plans

• Use those discount coupons at the store.

• Take a shower at the gym

• Set timers to your thermostat or airconditioner

• Re-use your valentine day cards

• Shower in cold water.

• Wash your disposable utensils and re-use them

• pack a lunch box for the kids

• Buy and sell your own house to save on the commissions

• Paint your own house

• Repair your own house

• Grow your own vegetables

• Cut your own hair

• Color your own hair

• Do your own facial

• Wash your own car

• turn off that home-shopping channel on TV

• Wax your own car

• Walk to work

• Use a fan instead of the airconditioner

• Take a nap

• take public transport

• Don't upsize your meals

• Avoid jam packed roads to save on petrol

• Take the budget airlines

• Accept old furniture from friends and relatives

• Dig out old clothes to wear instead of going shopping

• Get husband or wife to hand deliver things instead of wasting money on postage

• Call up the diaper company for free sample diapers
  

• Call up the milk company for free samples of formula milk

• Turn the car engine off when waiting for someone

So here you have a comprehensive list of things that you can do to save money and be frugal. Any other great ideas to share? Feel free to leave a comment!

How The Rich Get Richer By Robert Kiyosaki

Okay, I admit the title of this post is misleading.

Yesterday, I read this article on Yahoo that was written by Robert Kiyosaki on Why the Rich Get Richer.

Somehow, I just cannot seem to find the article now.

Anyway, after digesting it and reflecting on it, I realised that Robert Kiyosaki was sharing something of immense importance.

He recounted the story on how he called up a property agent to enquire about the price of a building once. It cost $2 million dollars! That was way out of his budget. Furthermore, the building was only being rented out to a few tenants and Robert Kiyosaki felt that the rental income was not able to justify the 2 million price tag.

As a result, he did not pursue this property.

Years later, he discovered that someone actually bought the property, tore it down and built a new building. It was sold for $150 million dollars.

He shared that it was then that he discovered how his thoughts had led him to the conclusion that the property was not a good investment. He was limited by his own thoughts and was thus not willing to see why the 2million price tag was justified.

This is related to my previous posting on our desire is to achieve our goals.

Desire is linked to thoughts and if we do not cultivate the correct kind of thoughts in our heads, these will become stumbling blocks in our journey towards our goals.

Electricity Bill

I am so ashamed of myself.

After writing an article about saving electricity, I was dismayed to find out that my electricity bills for this month was a record HIGH for the past 6 months.

The bill added up to slightly over a $110. That is for my little family of three living in small flat of around 900sqft.

Perhaps it was due to the higher tariffs on electricity this month....but still no excuses...

I think one of the main reasons for the sharp rise in my electricity bills is due to the fact that I have been switching on the air conditioner too often while working on my blogs. The weather does get a bit hot and stuffy at times in Singapore. Yes, even during the nights!

It also does not help that the little one has been switching on every switch in the house that he can get his little finger on. (we discovered that the iron was switched ON for an ENTIRE day when we returned home one weekend)

The next month will be a challenging one as I try to lower my electricity consumption for the entire household.

That means less of the aircon and switching off all unused lights. I will update on my progress next month.

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Think and Grow Rich

Today, I was reminded on the importance of thoughts and how it can affect our actions. You see, I was reading through the book written by Napoleon Hill, Think and Grow Rich.

Napoleon Hill's book is indeed a classic. I once speed read through it a long time ago and realised that I have forgotten most of what I have read.

(I do not know why but sometimes I get a sense of guilt reading this kind of books. You know the feeling like I don't want to be caught by anyone reading this books which are "frown upon" by some. I do not know why I get these kind of thoughts but I guess that people are just very against these kind of Get Rich books that are out in the market and are totally skeptical of its contents.) - Its the same kind of guilt feeling when I am afraid that others find out I am not holding a normal 8 to 5 job

Anyway, upon reading it again, I discovered new gems within this book.

Firstly, it taught me that I ought to share with others what I learn through reading the book. In this way, it will help to reinforce whatever I have learnt.

Secondly, it said that I ought to read and chew on the book slowly instead of devouring it in one entire sitting.

The lesson that I gleaned from the book today was about DESIRE. Do we really DESIRE the things that we pursue. DESIRE is such a strong word that when it totally consumes us, it translates to ACTION.

Do I truly DESIRE to earn $10 per day using Adsense?
Do I DESIRE to travel the world and be a full time blogger?
Do I DESIRE to earn a passive income that surpasses my monthly expenditure?

What am I willing to give in return for these DESIRES?

Just some food for thought.

I Have Joined Twitter

After hearing about Twitter so often, I have decided to sign up for an account to just check out what the fuss is all about.

Afterall, I heard that President Obama is on Twitter. I wonder whether any of our local Minsters are on Twitter too.

Anyway, since I am twitter, you guys can follow me too:

http://twitter.com/sgfinancialfree